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Home/Terms of Service

Terms of Service

Last updated: January 1, 2026

These Terms of Service ("Terms") govern your use of the website located at padillagonzalezyasociados.com (the "Site"), operated by Padilla Gonzalez & Associates ("we", "our", "us"). By accessing or using the Site you agree to be bound by these Terms.

1. Use of the site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site in any way that could damage, disable, overburden or impair it, or interfere with any other party's use of the Site.

2. Informational content

All content on the Site is provided for general informational purposes only. It does not constitute professional financial, legal, tax, accounting or investment advice. You should consult a qualified professional before acting on any information found here. See our Disclaimer for details.

3. Intellectual property

The Site and its original content (text, graphics, logos, images, layout and code) are the property of Padilla Gonzalez & Associates and are protected by U.S. and international copyright, trademark and other intellectual-property laws. You may not reproduce, republish, distribute or exploit any part of the Site without our prior written consent, except for personal, non-commercial browsing.

4. User submissions

Any information you submit through our contact form or by email is subject to our Privacy Policy. You represent that all information you provide is accurate and that you have the right to share it with us.

5. Third-party links

The Site may contain links to third-party websites that are not owned or controlled by Padilla Gonzalez & Associates. We have no control over, and assume no responsibility for, the content, privacy practices or availability of any third-party sites.

6. Disclaimer of warranties

The Site is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied. To the maximum extent permitted by law, we disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose and non-infringement.

7. Limitation of liability

To the maximum extent permitted by applicable law, Padilla Gonzalez & Associates, its owner, employees and contractors shall not be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation loss of profits, data, use or goodwill, arising out of or in connection with your access to or use of the Site.

8. Indemnification

You agree to defend, indemnify and hold harmless Padilla Gonzalez & Associates from and against any and all claims, damages, obligations, losses and expenses arising from your breach of these Terms or your misuse of the Site.

9. Changes to these terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a new "Last updated" date. Your continued use of the Site after any change constitutes acceptance of the revised Terms.

10. Governing law

These Terms are governed by and construed in accordance with the laws of the State of New Jersey, United States, without regard to its conflict-of-law principles. Any dispute arising out of or relating to these Terms or the Site shall be resolved exclusively in the state or federal courts located in Bergen County, New Jersey.

11. Contact

Questions about these Terms should be sent to admin@padillagonzalezyasociados.com.

PG Padilla Gonzalez & Associates

An independent business advisory practice serving small and mid-market companies across New Jersey and the tri-state area. Practical strategy, disciplined operations, and honest advice — since 2009.

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  • 177 Clayton Ter
    Paramus, NJ 07652, USA
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© 2026 Padilla Gonzalez & Associates, LLC. All rights reserved. Owned and operated by Peter T. Lisa · Paramus, New Jersey

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